Effective Dates

 PERSONAL BENEFITS

Your Personal Benefits will become effective on your Personal Benefits Eligibility Date provided you are then Actively at Work as a Member. If you are not then Actively at Work as a Member, your Personal Benefits will become effective on the date of your return to Active Work as a Member.

 DEPENDENT BENEFITS

Effective Date

Your Dependent Benefits will become effective on the later of:

1.       your Dependent Benefits Eligibility Date; and

2.       the effective date of your Personal Benefits.

On the effective date of your Dependent Benefits you will be covered for Dependent Benefits for all persons who are then your Dependents.

 New Dependents

Dependent Benefits with respect to a person who becomes your Dependent while you are covered for Dependent Benefits will be effective on the date such person becomes your Dependent.

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